Defending your rights,
Securing Your Future

Law Firm in Houston, TX

Facing financial and legal challenges can feel isolating, but you don’t have to navigate these difficulties alone. At Case Law Legal, PLLC, we understand that life brings unexpected circumstances: medical emergencies, job loss, business setbacks, and other situations beyond your control.

Our Houston law firm is dedicated to providing compassionate, client-focused legal representation that puts your needs first. We believe in treating every client with dignity and respect, recognizing that behind every case is a person working hard to overcome obstacles and build a better future. Our approach centers on clear communication, honest guidance, and strategic advocacy designed to protect your rights and help you achieve the best possible outcome for your situation.

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Our Practice Areas

Bankruptcy

Legal protection from creditors through Chapter 7 or Chapter 13 bankruptcy, eliminating or restructuring debts to provide a fresh financial start.

Chapter 7

Liquidation bankruptcy that discharges most unsecured debts like credit cards and medical bills, offering quick relief for qualifying individuals.

Chapter 13

Reorganization bankruptcy creates structured repayment plans over three to five years while allowing you to keep your property.

Debt Law

Comprehensive legal services addressing various debt challenges, including credit card debt, medical bills, business obligations, and consumer debt matters.

Debt Defense

Aggressive representation against creditor lawsuits, challenging improper claims, and protecting your rights when sued for alleged debts.

Debt Settlement

Negotiating with creditors to reduce total amounts owed and establish affordable payment terms without bankruptcy filing.

Judgment Defense

Protecting your assets and rights after a judgment has been entered, including challenging default judgments and negotiating payment arrangements.

Receivership Defense

Legal representation when a receiver has been appointed over assets or business operations, protecting your interests throughout receivership proceedings.

Bankruptcy

Legal protection from creditors through Chapter 7 or Chapter 13 bankruptcy, eliminating or restructuring debts to provide a fresh financial start.

Chapter 7

Liquidation bankruptcy that discharges most unsecured debts like credit cards and medical bills, offering quick relief for qualifying individuals.

Chapter 13

Reorganization bankruptcy creates structured repayment plans over three to five years while allowing you to keep your property.

Debt Law

Comprehensive legal services addressing various debt challenges, including credit card debt, medical bills, business obligations, and consumer debt matters.

Debt Defense

Aggressive representation against creditor lawsuits, challenging improper claims, and protecting your rights when sued for alleged debts.

Debt Settlement

Negotiating with creditors to reduce total amounts owed and establish affordable payment terms without bankruptcy filing.

Judgment Defense

Protecting your assets and rights after a judgment has been entered, including challenging default judgments and negotiating payment arrangements.

Receivership Defense

Legal representation when a receiver has been appointed over assets or business operations, protecting your interests throughout receivership proceedings.

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Stress Free Services – You’re Always in the Know

Financial difficulties are stressful enough without worrying about hidden costs or unclear expectations. Case Law Legal, PLLC, believes in complete transparency regarding our fees and services. During your free initial consultation, we discuss our pricing structure openly, ensuring you understand exactly what services you’ll receive and what they’ll cost. There are no surprise bills or hidden charges, just honest, straightforward pricing you can trust.

Beyond financial transparency, we prioritize clear communication throughout your case. We explain legal concepts in plain language, avoiding unnecessary jargon that creates confusion. You’ll always know what’s happening with your case, what steps we’re taking on your behalf, and what you can expect moving forward. This transparency extends to realistic discussions about your case’s strengths, potential challenges, and likely outcomes, empowering you to make informed decisions about your legal matters.

Client Success Stories

Real results from real clients who trusted us to fight for their rights.

This firm has really helped navigate my situation and came with quick and easy to understand solutions. Very grateful for Nick Stees through this process, he stayed on top of my case and got the best case scenario outcome. Definitely recommend asking for him for any help with any problems you or someone you know has with debt.

Ayah A.

My experience with Case Law Legal and Daniela were fantastic! She made me feel at ease through out the whole process. She answered all my questions and settled my case with a great payment plan. I highly recommend Daniela for any legal assistance!

Jose I.

Working with Nick Stees through Case Law Legal has been a transformative experience. Nick was extremely helpful in providing me clear and succinct direction regarding my case, and did so with a client forward approach. Overall, I will be recommending Case Law Legal going forward.

Nicole G.

Nick, Sarah and the Case legal team do a great job. Constant follow up and detailed responses. I appreciate the great communication and call backs when asked for. Great Legal Firm. I Highly recommend them.

James S.

My experience with Case Law Legal was outstanding! Daniela made me feel at ease during the whole process. She explained everything from beginning to end and took care of me very well. I highly recommend the Case Law Legal team!

Joanna S.

Experience You Can Trust – Results You Need

Legal matters involving financial challenges require an attorney with substantial knowledge and practical experience. At Case Law Legal, PLLC, we bring a comprehensive understanding of federal and Texas state laws governing debt-related matters and bankruptcy proceedings. Our experience handling diverse cases enables us to anticipate challenges before they arise and develop proactive strategies to address them.

We understand how creditors, collection agencies, and opposing parties operate, which allows us to advocate effectively on your behalf. Whether negotiating with creditors, defending against lawsuits, or guiding you through court proceedings, we provide skilled representation grounded in thorough legal knowledge. Our track record demonstrates our ability to achieve favorable results for clients throughout Houston and the surrounding areas. However, we understand that past results don’t guarantee future outcomes, and every case depends on its specific facts and circumstances.

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Meet Our Team

Casey W. Smith

Managing Attorney

Gabriel Lerma

Paralegal

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Sarah Smith

Paralegal

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Nick Stees

Legal Assistant

Professional woman with long hair and glasses

Jessica Sotack

Legal Assistant

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Lilly Zinnecker

Assistant

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Daniella Guerra

Legal Assistant

About Us

Committed to Personalized Client Service

What sets Case Law Legal, PLLC apart is our genuine commitment to understanding your unique circumstances and tailoring our legal strategies accordingly. We recognize that no two cases are identical, and cookie-cutter solutions rarely serve clients well. When you work with our firm, you receive individualized attention from an attorney who takes time to listen, understand your goals, and develop a comprehensive strategy aligned with your needs.

We maintain open lines of communication throughout your case, ensuring you’re informed about developments and empowered to make confident decisions. Our client-centered approach means you’re treated as a valued partner in the legal process, not just another case number. We measure our success not merely by legal outcomes but by the positive impact we make in our clients’ lives and their ability to move forward with renewed confidence and financial stability.

Why choose us?

Client-Focused Representation

We prioritize your needs, goals, and concerns throughout every stage of your case. Our approach centers on understanding your unique situation and developing strategies tailored specifically to your circumstances, ensuring you receive personalized attention rather than one-size-fits-all solutions.

Compassionate Guidance

Financial challenges are stressful and often embarrassing. We create a judgment-free environment where you can discuss your situation openly and honestly. Our supportive approach helps reduce anxiety while we work together toward effective solutions that restore your financial stability and peace of mind.

Clear Communication

Legal jargon and complex procedures can be confusing. We explain everything in plain language, keep you informed about case developments, and ensure you understand your options. You’ll always know where your case stands and what to expect next, empowering confident decision-making.

Proven Results

Our experience handling diverse debt-related matters and bankruptcy cases has resulted in favorable outcomes for numerous clients throughout Houston. While every case is unique and past results don’t guarantee future outcomes, our track record demonstrates our commitment to achieving the best possible results.

Transparent Pricing

Financial uncertainty shouldn’t extend to legal fees. We discuss costs openly during your free consultation, providing clear information about our pricing structure. There are no hidden charges or surprise bills, just honest, straightforward pricing you can trust as we work together toward a resolution.

Free Initial Consultation

We offer complimentary consultations so you can explore your options without financial risk. This meeting allows us to assess your situation, answer your questions, and provide honest guidance about potential paths forward, helping you make informed decisions about your legal needs.

Why Choose Us?

Client-Focused Representation

Clear Communication

Compassionate Guidance

Proven Results

Transparent Pricing

Free Initial Consultation

Debt Relief Options For Clients Throughout Texas

While Case Law Legal, PLLC is based in Houston, we proudly represent clients across the entire state of Texas. Whether you’re located in Dallas, San Antonio, Austin, Fort Worth, El Paso, or anywhere else in Texas, we’re equipped to handle your debt-related legal matters and bankruptcy cases. Our statewide practice means that Texans throughout the state have access to experienced legal representation for financial challenges, regardless of their location. We understand the unique aspects of Texas law and how it applies to debt defense, bankruptcy, and creditor disputes across all Texas counties and jurisdictions. Distance is not a barrier to quality legal representation—we utilize modern technology and communication methods to serve clients effectively throughout Texas while maintaining the personalized attention that defines our practice.

Our Latest Blogs

Blog • 6 min read

Can I keep my business if I file Chapter 7 bankruptcy in Texas?

January 15, 2026

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Your Rights in a Debt Collection Lawsuit: An Informative Guide

January 05, 2026

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Understanding Midland Credit Management: Why You Should Seek Legal Counsel

January 05, 2026

Blog • 4 min read

Understanding Debt Settlement: What Consumers Need to Know

January 05, 2026

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Sued for a Debt? Don’t Panic—Here’s What to Do Next

January 05, 2026

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Post-Judgment Collection in Texas: What You Need to Know

January 05, 2026

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Judgment Entered Against You? Here’s What You Can Still Do

January 05, 2026

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Injured in an Accident? Here’s How We Help You Get What You Deserve

January 05, 2026

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Frozen Bank Accounts in Texas: What You Need to Know

January 05, 2026

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Fixing Your Credit Isn’t Hopeless—Here’s Where to Start

January 05, 2026

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Drowning in Debt? Here’s How to Start Breathing Again

January 05, 2026

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Can I Be Sued for a Car Loan After Repossession? The Truth About Deficiency Balances.

January 05, 2026

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5 Credit Score Killers You Might Not Know About

January 05, 2026

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5 Common Myths About Bankruptcy Debunked

January 05, 2026

Take the First Step Toward Resolution

Delaying legal action rarely improves your situation and often makes matters worse. Whether you’re receiving threatening letters from creditors, facing a lawsuit, or struggling under the weight of overwhelming debt, taking action now protects your rights and opens doors to resolution. Case Law Legal, PLLC, is ready to help you take that crucial first step. We understand that reaching out for legal help requires courage, especially when you’re already dealing with financial stress.

Our compassionate approach ensures you feel supported, not judged, as we work together toward solutions. During your free consultation, we’ll evaluate your specific circumstances, explain your options clearly, and help you understand the potential benefits and considerations of each path forward. From that initial meeting through the resolution of your case, we stand beside you as your dedicated legal advocate, fighting for your rights and working toward outcomes that allow you to move forward with confidence and hope for a better financial future.

Frequently Asked Questions

How do I know if bankruptcy is right for my situation?

Bankruptcy may be appropriate if you’re overwhelmed by debt you cannot realistically repay, facing aggressive creditor collection efforts, or struggling to afford basic living expenses while trying to pay creditors. During your free consultation, we’ll review your income, expenses, assets, and debts to help you understand whether bankruptcy makes sense for your circumstances. We’ll explain how bankruptcy would affect your specific situation, including which debts could be eliminated, what assets you’d be able to keep, and what the process involves. Many factors influence this decision, including the types of debt you owe, your income level, whether you’re facing foreclosure or repossession, and your long-term financial goals. We’ll provide honest guidance about whether bankruptcy offers the relief you need or if alternative solutions might work better for your case.

What’s the difference between Chapter 7 and Chapter 13 bankruptcy?

Chapter 7 bankruptcy, often called liquidation bankruptcy, eliminates most unsecured debts relatively quickly—typically within three to four months. This option works well for people with limited income and few non-exempt assets. Chapter 13 bankruptcy creates a structured repayment plan lasting three to five years, allowing you to catch up on secured debts like mortgages while keeping your property. Chapter 13 works better for people with regular income who want to save their home from foreclosure or have assets they wish to protect. The right choice depends on your income, assets, the types of debt you owe, and whether you’re behind on secured obligations. We’ll analyze your complete financial picture and explain which option provides the most beneficial outcome for your circumstances.

Can I stop creditor harassment and collection calls?

Yes. If you’re represented by an attorney, creditors must communicate through your lawyer rather than contacting you directly. Once we take your case, we notify creditors that you have legal representation, which should stop most collection calls and letters. If you file bankruptcy, the automatic stay takes effect immediately upon filing, legally prohibiting most creditor contact and collection activities. This protection includes stopping lawsuits, wage garnishments, foreclosure proceedings, and repossession efforts. Even outside of bankruptcy, we can take legal action against creditors who violate federal and Texas debt collection laws through harassment, threats, or deceptive practices. Understanding your legal rights is the first step toward stopping abusive collection tactics and regaining peace of mind.

What happens if a creditor has already filed a lawsuit against me?

Time is critical when you’ve been sued for debt. You typically have a limited window to respond before the court can enter a default judgment against you. Once we review your case, we’ll file an appropriate response to prevent default and begin building your defense. We examine the creditor’s documentation, identify potential defenses, and challenge weaknesses in their case. Many debt lawsuits can be resolved through negotiation, potentially reducing the amount owed or establishing affordable payment plans. If the case proceeds to trial, we provide aggressive representation to protect your rights. Even if a judgment has already been entered, options may still exist to challenge it or negotiate payment terms. The sooner you seek legal assistance, the more options typically remain available.

Will bankruptcy affect my ability to get credit in the future?

Bankruptcy does impact your credit, but it’s important to understand the complete picture. If you’re already behind on payments or facing collections, your credit is likely suffering. Bankruptcy allows you to eliminate debts and stop the negative cycle, providing a foundation for rebuilding. While bankruptcy remains on your credit report for several years, many people find they can qualify for secured credit cards relatively soon after discharge and begin rebuilding their credit score. Some clients receive credit card offers within months of completing bankruptcy. The key is using credit responsibly after bankruptcy to demonstrate your improved financial management. Additionally, eliminating overwhelming debt through bankruptcy often puts you in a stronger position than struggling for years with debts you cannot afford to pay while your credit score continues declining.

How much does it cost to file for bankruptcy or defend against a debt lawsuit?

Legal fees vary based on your case’s complexity, the type of bankruptcy filed, and the amount of work required. During your free consultation, we’ll discuss costs openly so you understand exactly what to expect. Bankruptcy costs include court filing fees and attorney fees. Many bankruptcy attorneys, including our firm, offer payment plans that allow you to pay attorney fees over time. For debt defense cases, pricing depends on factors like whether the case goes to trial or settles through negotiation. We believe in transparent pricing with no hidden charges. While legal representation does involve costs, consider them against the relief you’ll receive—eliminated debt, stopped collection efforts, and protected assets. For most clients, the financial benefit of proper legal representation far exceeds the cost of obtaining it.

What assets can I keep if I file for bankruptcy?

Texas provides generous exemptions that protect many assets during bankruptcy. Most people who file Chapter 7 bankruptcy keep all their property. Exemptions typically protect your homestead (with no value limit for urban homesteads up to 10 acres and rural homesteads up to 100 acres), one vehicle per licensed household member (up to certain value limits), household goods and furnishings, clothing, jewelry (up to certain limits), retirement accounts, and various personal property items. The specific exemptions that apply depend on your situation, and understanding how to properly claim exemptions is crucial. In Chapter 13 bankruptcy, you generally keep all your property while making plan payments. During your consultation, we’ll review your assets and explain which exemptions protect them. Our goal is to ensure you understand exactly what you’ll keep and what, if anything, might be affected by a bankruptcy filing.

How long does the bankruptcy process take?

Chapter 7 bankruptcy typically takes three to four months from filing to discharge for most cases. The timeline includes filing your petition, attending the meeting of creditors (usually scheduled about a month after filing), and waiting for the discharge order. Chapter 13 bankruptcy involves a longer commitment because you’re completing a repayment plan over three to five years, depending on your income and the terms approved by the court. However, you receive immediate protection from creditors through the automatic stay as soon as you file, and you’ll begin making plan payments shortly after your plan is confirmed. Throughout either process, we handle communications with the court and creditors, prepare required documentation, and keep you informed about your case’s progress. While these timelines are typical, individual circumstances can affect how long your specific case takes to complete.